Goldcard follows the Data Privacy Act of 2012 (RA 10173). This page explains what we collect and why. Contact our data protection officer at support@goldcard.kpindicator.com.
When you pay at a merchant, they see your first name and last initial, your tier, visits, spend and points at their own store only. They never see your email, phone number, Goldcard balance or what you do at other merchants. Gift recipients see your first name and last initial.
To run your wallet and payments (contract), to prevent fraud and meet anti-money-laundering rules (legal obligation), and to show you offers from merchants (legitimate interest — you choose which to claim). We don't sell personal data and don't use third-party advertising trackers.
Data is stored on servers in the European Union (Germany). Transaction records are kept for 5 years after the transaction as required for financial records; account data is anonymised when you delete your account.
You can ask to access, correct, or erase your data, object to processing, and complain to the National Privacy Commission (privacy.gov.ph).
This policy is a working draft and has not been reviewed by a lawyer.